A Home Equity Line of Credit (HELOC) allows you to consolidate debt or fund major expenses like home improvements, college tuition, and more—on your terms.

Highlights

• No minimum credit score or income requirements for LTV (Loan-To-Value) under 50%
• Full or alternative income documentation for LTV over 50% 
• No prepayment penalty
• Interest only payments available during the initial draw period (typically 10 years)
• Primary residence, second home, and investment properties qualify
• Loan amounts up to $2 million

Ideal For

Homeowners or investors who want to tap into available equity without refinancing their low interest 1st lien.